Scotiabank written dispute & complaint mailing address

To send Scotiabank a written dispute or complaint by mail, use Scotiabank, Customer Complaints Appeals Office, 44 King Street West, Toronto, ON M5H 1H1. An impartial internal review of a Scotiabank complaint that wasn't resolved in the first two steps of its Complaint Resolution Process (branch/phone, then Customer Care). This is not a payment address — don't mail a payment here. Include your account number and a clear description of the issue, and keep a copy for your records.

Scotiabank — Customer Complaints Appeals Office

Scotiabank
Customer Complaints Appeals Office
44 King Street West
Toronto ON  M5H 1H1

An impartial internal review of a Scotiabank complaint that wasn't resolved in the first two steps of its Complaint Resolution Process (branch/phone, then Customer Care).

Verified September 2026scotiabank.com

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Your name
Your return address

ScotiabankCustomer Complaints Appeals Office44 King Street WestToronto, ON M5H 1H1

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Key facts

  • This address is for written disputes and complaints — not for sending a payment.
  • Scotiabank is a bank.
  • If the CCAO's decision doesn't resolve things, you can escalate to the independent Ombudsman for Banking Services and Investments (OBSI) at no charge.
  • Include your account number, a clear description of the issue, and any supporting documents.
  • PostPal prints your letter and mails it for you — no printer, envelope, stamps, or post office trip.

How to send your letter

  1. 1

    Write your letter

    State your full name and account number, the transaction or issue you're disputing (with the dollar amount, if it's a billing error), and what you'd like Scotiabank to do. Keep a copy for your records.

  2. 2

    Attach supporting documents

    Include copies (not originals) of anything that supports your case — a receipt, a merchant email, a statement excerpt, or a prior response from Scotiabank.

  3. 3

    Address it to Scotiabank

    Address it exactly as shown above: Scotiabank, Customer Complaints Appeals Office, 44 King Street West, Toronto ON M5H 1H1.

  4. 4

    Send it with PostPal

    Write or upload your letter to PostPal with the address above prefilled. We print it, add your return address, and mail it for you — no printer, envelope, stamps, or trip to the post office.

Common questions

What is Scotiabank's address for a written dispute or complaint?

Scotiabank, Customer Complaints Appeals Office, 44 King Street West, Toronto, ON M5H 1H1. An impartial internal review of a Scotiabank complaint that wasn't resolved in the first two steps of its Complaint Resolution Process (branch/phone, then Customer Care). Confirm it on Scotiabank's official site before anything time-sensitive — issuers do update these addresses.

Can I send a payment to this address?

No. This is a written-correspondence address for disputes and complaints, not a payment address. Scotiabank's payment address is different and is usually printed on your own statement or card — mailing a payment here risks delay or misapplied funds.

What happens after I send my letter?

If the CCAO's decision doesn't resolve things, you can escalate to the independent Ombudsman for Banking Services and Investments (OBSI) at no charge.

What should I include in the letter?

Your full name, account number, a clear description of the issue (with the date and amount, if it's a transaction), and what outcome you're asking for. Copies of any supporting documents strengthen your case.

How do I mail this without a printer?

Write or upload your letter to PostPal with the address prefilled. We print it, add your return address, and mail it for you — no printer, stamps, or post office trip needed.

Sources

Addresses verified September 2026 against official sources. Always confirm on the official site before time-sensitive filings.

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