Canadian debt-collection agency mailing addresses

Received a letter or call from a debt collector? Find its correspondence address below to send a written debt-validation/dispute request or a cease-contact letter, then write and mail it without a printer or a trip to the post office.

Why write to a debt collector by mail?

Two letters cover most situations: a debt-validation/dispute request, asking the collector to confirm in writing what you allegedly owe and to whom (useful if you don't recognize the debt or think it's wrong), and a cease-contact letter, asking to be contacted only in writing going forward. Neither letter makes a genuine debt disappear — they exercise your right to written confirmation and to control how you're contacted. Provincial collection-agency legislation (e.g. Ontario’s Collection and Debt Settlement Services Act) sets rules for how a licensed agency may contact you and requires it to give you written details of a debt. Always send a copy for your own records and consider a trackable mail service.

Addresses are each company's published correspondence address, taken from its own site or an independent business register and re-checked periodically. Confirm on the official page before anything time-sensitive. 8 agencies listed.